EBITDA is an acronym of great importance if you’re a small business owner with a commercial business loan. It stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a metric used extensively by analysts, investors, and conventional lenders to measure the baseline profitability of a business. EBITDA is…

Commercial businesses in all industries share a common need: the ability to finance operations to keep business running smoothly and generate profit. Since the 2008 credit crisis, banks have increasingly restricted credit to small and medium-size companies in favor of serving larger corporations. If you run an SMB you understand…

You work long hard hours on the road, day after day to deliver freight safely and on time. All the while you’re managing the anxiety of waiting for invoices to be paid and hoping your cash flow is strong enough to cover expenses. Rather than suffering through this anxiety, it’s…

Just like a coin has two sides, staffing agencies have two main functions — hiring productive workers to fill job positions and conducting the administrative management of those workers. The tools and processes to track, monitor and report on your team of employees should never be a cookie cutter solution…